Funding your Personal Injury Claim

If you’re thinking about making a personal injury compensation claim, it’s only natural to be concerned about funding the cost of your legal action.

If you’ve been involved in a serious accident, your personal injury claim is your one opportunity to be properly compensated for your injuries and financial losses. That’s why it’s so important that you don’t let worries about money stop you seeking specialist, professional advice as soon as possible.

Funding your personal injury claim

Broadly speaking, you have four options for funding your claim:

Conditional Fee Agreements (CFA)

Also referred to as a ‘no win no fee’, a conditional fee agreement means that if you lose your injury claim, you won’t be liable for our costs. As part of this option, our lawyers can also arrange insurance that protects you against paying the defendant’s costs.

If you win your case, your opponent will pay the bulk of your legal costs and expenses. Any unrecoverable costs will be deducted from your final compensation amount.

Legal expenses insurance

Legal expenses insurance is often included as a benefit or optional add-on to home or vehicle insurance policies.

This type of insurance often covers personal injury claims. It normally provides indemnity cover to a certain limit for your legal fees and expenses, regardless of whether you win or lose your case.

Please let us know if you want us to check your policy to see whether you have cover in place.

Trade union funding

If you’re a member of a trade union or you’re entitled to their benefits, it’s possible that they will cover some or all of your legal costs for a personal injury claim.

You should be aware that trade unions often have a preferred panel of solicitors they refer to. We will therefore need to talk to them before we can represent you.

Private funding

If your case doesn’t initially appear strong enough for a ‘no win no fee’ agreement, we can undertake a preliminary investigation for you on a private funding basis. Our negligence solicitors will provide an estimate of our fees in advance.

If the results of the investigation are positive, we may then be able to take on your case on a conditional fee arrangement basis.

Further information

To discuss funding a personal injury claim or to talk through a potential claim, get in touch. Call 0117 325 2929 or complete our online enquiry form to speak to our personal injury team.

We may also be able to help you if you’re currently using another legal firm, but are unhappy with the way in which your case is progressing. Read our advice on changing your personal injury solicitor.


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    • "My solicitor (Emily) made the process really clear and easy to follow. It was my first time dealing with any legal issues, and my solicitor made it so much less scary (I didn't want to use a legal firm at first, as it was too daunting).

      The case ended up with a great outcome; I wouldn't be able to get anywhere with it if it hadn't been for my solicitor."
      AnonPersonal Injury Client
    • "I was extremely impressed and satisfied with the service I received; I was kept well informed and completely in the loop at all junctures. I cannot highly recommend this firm of lawyers enough. Their friendly professionalism was a real beacon of light and I was guided expertly and informatively throughout. Thank you!"
      AnonPersonal Injury Client
    • "A very efficient, knowledgeable and friendly service"
      ClairePersonal Injury Client
    • "I advise anyone to use this firm of solicitors. They are highly competent, professional and knowledgeable solicitors with a vast experience of the claims they handle.

      Trust them. Trust what they do. Trust they will do their best for you. My solicitor (Emily) was excellent."
      AnonPersonal Injury Client
    • "The service, advice and support that I have received from Barcan+Kirby, and most notably Myfanwy Buckeridge, has been outstanding.

      The professionalism, quality and sensitivity of the advice has guided me through a challenging process that has resulted in an excellent outcome. I am hugely grateful and would have no hesitation in recommending this firm to others pursuing or considering a personal injury claim."
      RMPersonal Injury Client

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