Funding Your Personal Injury Claim

If you’re thinking about making a personal injury compensation claim, it’s only natural to be concerned about funding the cost of your legal action.

If you’ve been involved in a serious accident, your personal injury claim is your one opportunity to be properly compensated for your injuries and financial losses. That’s why it’s so important that you don’t let worries about money stop you seeking specialist, professional advice as soon as possible.

Funding your personal injury claim

Broadly speaking, you have four options for funding your claim:

Conditional Fee Agreements (CFA)

Also referred to as a ‘no win no fee’, a conditional fee agreement means that if you lose your injury claim, you won’t be liable for our costs. As part of this option, our lawyers can also arrange insurance that protects you against paying the defendant’s costs.

If you win your case, your opponent will pay the bulk of your legal costs and expenses. Any unrecoverable costs will be deducted from your final compensation amount.

Legal expenses insurance

Legal expenses insurance is often included as a benefit or optional add-on to home or vehicle insurance policies.

This type of insurance often covers personal injury claims. It normally provides indemnity cover to a certain limit for your legal fees and expenses, regardless of whether you win or lose your case.

Please let us know if you want us to check your policy to see whether you have cover in place.

Trade union funding

If you’re a member of a trade union or you’re entitled to their benefits, it’s possible that they will cover some or all of your legal costs for a personal injury claim.

You should be aware that trade unions often have a preferred panel of solicitors they refer to. We will therefore need to talk to them before we can represent you.

Private funding

If your case doesn’t initially appear strong enough for a ‘no win no fee’ agreement, we can undertake a preliminary investigation for you on a private funding basis. Our negligence solicitors will provide an estimate of our fees in advance.

If the results of the investigation are positive, we may then be able to take on your case on a conditional fee arrangement basis.

Further information

To discuss funding a personal injury claim or to talk through a potential claim, get in touch. Call 0117 325 2929 or complete our online enquiry form to speak to our Personal Injury team.

We may also be able to help you if you’re currently using another legal firm, but are unhappy with the way in which your case is progressing. Read our advice on changing your personal injury solicitor.

    Close

    How can we help you?


    We’re here to help. Please fill in the form and we’ll get back to you as soon as we can. Or call us on 0117 325 2929.






    • "Barcan and Kirby have prompt, efficient communication and take good care of their clients."
      Chambers and Partners 2026
    • "The team is composed of several well-respected and highly knowledgeable individuals who bring a breadth of experience and insight into their cases. From my own observations, they are extremely communicative both with counsel and their clients, who are aware of the progress being made in their case."
      Legal 500 2026
    • "Personal service is rare today, and this is what we found particularly impressive at Barcan and Kirby. We felt valued as clients and whilst technology has to play a part in today's world, its use to speed up communications and the signing of documents online is not at the expense of personal contact."
      Legal 500 2026
    • "Excellent local firm with solid expertise in PI and clinical negligence."
      Legal 500 2026
    • "Very personable service for someone unfamiliar with what to do. Everything was clearly explained and up front, including a careful description of key decisions, costs and risks involved."
      Legal 500 2026

    Downloads + Factsheets