Help To Buy Solicitors

Getting on the property ladder can be tough, but the government’s Help to Buy scheme can make a huge difference to the fortunes of first time property buyers.

Help to Buy consists of three main elements to help you buy your first home: a government-backed mortgage guarantee, an equity loan and (perhaps most importantly) a Help to Buy ISA which the governments tops up by 25% when you come to buy your house.

Blog article | Help to Buy – how it works

However, in order to claim the Help to Buy bonus, one of our property solicitors in Bristol will need to apply for the 25% extra cash on your behalf when you purchase the property.

Can my partner + I both use Help to Buy?

If you’re buying a house with someone else, you can both benefit from the Help to Buy scheme – for example, by having separate Help to Buy ISAs and both claiming the bonus.

But if you’re buying with your partner and aren’t married, or you’re clubbing together with a friend, you need to make sure you have an agreement in place over the amount of equity you will each own and your rights as co-owners of the property. Your solicitor will be able to advise you on this and other legal aspects

Can I used Help to Buy with shared ownership?

The short answer is yes. You can use money from your Help to Buy ISA to buy a stake in a shared ownership property or potentially take out a government equity loan if the property is newly built.

You cannot, however, use the government mortgage guarantee with a shared ownership house or flat.

Further information

Our expert property solicitors in Bristol are experienced in advising Help to Buy clients and completing first-time property transactions. For a free quote, complete our short form. Our charges are transparent and we quote for all fees and disbursements up front, meaning that you’ll understand the full extent of your conveyancing charges from the very start.

Alternatively call us on 0117 325 2929 or complete our online enquiry form.




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We’re here to help. Please fill in the form and we’ll get back to you as soon as we can. Or call us on 0117 325 2929.





  • "We just wanted to thank you and your colleagues for supporting us with the sale of our property. It’s been quite a journey but have appreciated your professionalism, accuracy and efficiency throughout."
    Craig and DeborahResidential Conveyancing Clients
  • "Thanks so much for everything - you've been a star from start to finish. We're happily settled in to our new home. It's great and we're so pleased that we made the early decision to downsize."
    Anne and SteveResidential Conveyancing Clients
  • "We were impressed with the level of service and communication throughout. The whole process has not been easy for the family, but your professionalism and service made matters much easier."
    TimResidential Conveyancing Client
  • "Thanks for all your work on this purchase you were great to work with; efficient, thorough, reliable, knowledgeable and responsive."
    ClaireResidential Conveyancing Client
  • "Thank you for dealing with our house purchase in a quick and professional way. You have made everything go through very smoothly with no stress."
    Kate and MattResidential Conveyancing Clients

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