Help To Buy Solicitors

Getting on the property ladder can be tough, but the government’s Help to Buy scheme can make a huge difference to the fortunes of first time property buyers.

Help to Buy consists of three main elements to help you buy your first home: a government-backed mortgage guarantee, an equity loan and (perhaps most importantly) a Help to Buy ISA which the governments tops up by 25% when you come to buy your house.

Blog article | Help to Buy – how it works

However, in order to claim the Help to Buy bonus, one of our property solicitors in Bristol will need to apply for the 25% extra cash on your behalf when you purchase the property.

Can my partner + I both use Help to Buy?

If you’re buying a house with someone else, you can both benefit from the Help to Buy scheme – for example, by having separate Help to Buy ISAs and both claiming the bonus.

But if you’re buying with your partner and aren’t married, or you’re clubbing together with a friend, you need to make sure you have an agreement in place over the amount of equity you will each own and your rights as co-owners of the property. Your solicitor will be able to advise you on this and other legal aspects

Can I used Help to Buy with shared ownership?

The short answer is yes. You can use money from your Help to Buy ISA to buy a stake in a shared ownership property or potentially take out a government equity loan if the property is newly built.

You cannot, however, use the government mortgage guarantee with a shared ownership house or flat.

Further information

Our expert property solicitors in Bristol are experienced in advising Help to Buy clients and completing first-time property transactions. For a free quote, complete our short form. Our charges are transparent and we quote for all fees and disbursements up front, meaning that you’ll understand the full extent of your conveyancing charges from the very start.

Alternatively call us on 0117 325 2929 or complete our online enquiry form.


How can we help you?

We’re here to help. Please fill in the form and we’ll get back to you as soon as we can. Or call us on 0117 325 2929.

  • "We were impressed with the level of service and communication throughout. The whole process has not been easy for the family, but your professionalism and service made matters much easier."
    TimYour Property Client
  • "Thanks for all your work on this purchase you were great to work with; efficient, thorough, reliable, knowledgeable and responsive."
    ClaireYour Property Client
  • "Thank you for dealing with our house purchase in a quick and professional way. You have made everything go through very smoothly with no stress."
    Kate + MattYour Property Clients
  • "I would like to thank you for the excellent job you did on my conveyancing and going beyond to push it to completion when I was at the stage of giving up. Much appreciated."
    ArthurYour Property Client
  • "Woohoo! Thank you so much, you have been a total star throughout all of this. I can’t believe how easy it has been!"
    JoYour Property Client

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